Sizin İçin Buradayız
Ürün ve Hizmet Ücretleri

Car Insurance

Tüm Oto

If the insured vehicle or its accessory has been lost or partially damaged due to burning, stealing and/or collision, the insurer shall indemnify the insured for the amount of the damage determined.

The value of additional accessories that are outside the standard of the insured vehicle must be stated in the policy.

Akıllı Kasko

Akıllı kasko is a policy, scope and coverages of which are specifically determined for Automobiles and Vans. If the insured vehicle or its accessory has been lost or partially damaged due to burning, stealing and/or collision, the insurer shall indemnify the insured for the amount of the damage determined.

The value of additional accessories that are outside the standard of the insured vehicle must be stated in the policy.

MOD Additional Coverages :

  • It protects the the vehicle from the damages incurred due to earthquake, landslide, water flooding, hail, terrorism.
  • It covers glass breaking, the damage to the car's windows. In case of going to repairshops different from Allianz approved glass repairshops for the repair of the realized glass damage, a 25% deductible is applied on claims cost
  • It provides coverage within the stated limits against changing of key and lock system in case of key loss, being stolen of vehicle keys, lost etc.
  • It provides coverage within the stated limits against Personal Goods, personal property in the vehicle.
  • It provides coverage against being towed away by unauthorized persons and damages from rodents and wild animals.
  • Accessories and accessories different from those of vehicle standards are covered providing that price of the accessory is stated in the policy limited with this price.

Voluntary Financial Liability:

It covers the portion of the financial damages and physical injuries given to third parties that exceed the traffic policy limits.

Personal Accident:

It provides coverage against death and permanent disability risks.

Support Service:

Tow truck service is provided in case of damage to the vehicle.

Rental car service:

Replacement car/vehicle is provided while the vehicle is being repaired in order to eliminate the vehicle damage.

Mini Repair Service:

Mini repair services provided in small-scale damage such as hood, paint, leather, fabric etc. free of charge

No claims Discount:

Glass breaking damage and radio-tape damage for one time only along with damages to be recoursed 100% in all modes of use can not affect no claim bonus.

New Value Clause (for special and van usage):

On the condition that the vehicle belongs to the first owner of the vehicle and this policy is issued within 15 days from the first registration of the vehicle(including the 15th day), in all complete damages to be happen within the first year from the first registration, on the road price in cash on the date of payment of the damage shall be compensated. Clause provisions are invalid if these conditions are not met. On the road price means the cash value of the car in the market (including tax, duties and charges), the price of the half-year motor vehicle stamp duty, plate/license expenses, Traffic Insurance premium expenses etc. However, if the tax discount is received during the purchase of the vehicle (disabled vehicle, parallel import etc.), deduction at this rate from the amount of on the road price shall come into the question.

Non-Approved Repairshop Exemption:

Akıllı Kasko:

In the event of going to the repair shops different from Allianz Akıllı Kasko repair shop network for the repair of the realized damage, a 25% deductible is applied on claims cost. If there is no Allianz Akıllı kasko repair shop in the province in which the repair will take place, deductible shall not apply only in Allianz Approved & Non- Approved Private Repair shops.

Tüm Oto:

In case of going to Non - Approved Brand Authorized Repair shop, a 25% deductible is applied on the damage cost.

Personal Belongings:

Theft of personal belongings in the insured vehicle covered up to the limits specified in the policy. Commercial goods, cash, checks, promissory notes, etc. jewellery, credit cards, mobile phones, portable computers, travel tickets and other electronic goods are not covered

Applicable Discounts

Profession and Group Discounts

It can be given to Members of the Turkish Armed Forces (TSK) and their spouses and teachers, university professors, police officers (Police), members of civilian administration (governor, district governors and their assistants), members of the judiciary (judges, prosecutors and their assistants) and Koç family members.

In case of failure to obtain a certificate indicating that the insured person is a member of the profession declared in the policy at the time of the claims, the claims payment shall be subject to the exemption on the discount rate applied to the policy and also the discount given in the policy shall be recovered with the additional agreement to be drawn up as of the date of the claims.

Driver Discount

It is applied if the discount is selected on the basis of the fact that the insured and/or certain drivers have completed the age of 30 and at least 3 years of driving licence has been correctly declared by the insured.

In the event that the above conditions are not met at the time of claims by the one who has claims, the compensation amount for the damage is subject to the exemption of the discount rate applied to the policy, and the discount stated in the policy shall be recovered with the additional agreement to be drawn up as of the start date of the policy.

No claims Discount

On condition that the insured has the car insurance coverage, in the event that the insured vehicle is not subject to any compensation claim within the following periods below, provided that the insurance is continuously renewed on behalf of the same natural person or legal entity,

30% in the renewal at the end of the first 12 months

40% in the renewal at the end of the second 12 months

50% in the renewal at the end of the third 12 months

60% in the renewal at the end of the fourth 12 months

65% in the renewal at the end of the fifth 12 months

As a result of the accident in which the insured vehicle is involved, in the event that the insured proves that the opposite party is 100% faulty and these documents are submitted to the insurer, no-claim discount of the insured shall be protected.

Amendments to No-Claim Discounts:

No-Claim Discounts shall be applied as follows for once only for the vehicle such as automobile and van, except glass breaking damage, radio-tape damage for one time only, and the damages which are being recoursed.

The discount rate in the renewal at the first damage of the policy whose current discount rate is 65% is 50%.

The discount rate in the renewal at the second damage of the policy whose current discount rate is 65% is 30%

The discount rate in the renewal at the third damage of the policy whose current discount rate is 65% is 0%.

The discount rate in the renewal at the first damage of the policy whose current discount rate is 60% is 40%

The discount rate in the renewal at the second damage of the policy whose current discount rate is 60% is 0%

The discount rate in the renewal at the first damage of the policy whose current discount rate is 50% is 30%

(In the renewal of the previous policies from Allianz Insurance is 35%)

The discount rate in the renewal at the second damage of the policy whose current discount rate is 50% is 0%.

The discount rate in the renewal at the first damage of the policy whose current discount rate is 40% is 0%

(In the renewal of the previous policies from Allianz Insurance is 15%)

The discount rate in the renewal at the first damage of the policy whose current discount rate is 30% is 0%

After winning 65% no-claim discount only for Allianz renewal policies, in case that any compensation is not requested,(except for glass breaking damage, one-time radio-tape damage, and damage that can be 100% recoverable for vehicles used in the automobile and truck mode of use during the policy period for once only), additional non-claim discounts shall be earned for each year to pass at the same stage.

Yardıma mı ihtiyacınız var?

Müşteri temsilcisine bağlanarak hemen destek alabilirsiniz.

ONLINE HİZMET
MessageBox Image
Size Özel Fırsat!

World ile harcayın, Alışveriş Kredisi ile 24 aya kadar rahat rahat ödeyin!

FIRSATA GİT
Behavior Sub Image
Hesaplama Araçları

Bireysel Kredi Hesaplama

Tüm Hesaplama Araçları
Teknik bir sorun yaşanmaktadır, sorunun giderilmesi için çalışmamız devam etmektedir. Anlayışınız için teşekkür ederiz.
Kampanya :
Kredi Vadesi (Ay) :
Kredi Tutarı (TL) :
Önemli Not
Bireysel ihtiyaç kredisi faiz oranlarımız müşteri özelinde değişebilmekte olup, yukarıdaki hesaplamalar örnektir. Başvuru ve kredi kullanımı sırasında faiz oranınız değişebilir.

Konut kredisi faiz oranı, herhangi bir opsiyonel ürünle birlikte Çınar Paketi alınması durumunda geçerli faiz oranıdır (aylık Eşit Taksitli ödeme tipleri için geçerlidir).
FAİZ ORANI 0.00 %
AYLIK TAKSİT 0.00 TL
GERİ ÖDENECEK TOPLAM TUTAR 0.00 TL
HEMEN BAŞVUR

* Lütfen zorunlu alanları doldurunuz.

Bu tutar ve vade seçenekleri için kampanyamız bulunmamaktadır.

Ödeme Planı

Tarih Kredi Tutarı TL
Döviz Cinsi TL Kredi Vadesi AY
Faiz Oranı (Aylık) KKDF Oranı
BSMV Oranı Taksit Tutarı TL
Aylık Maliyet Oranı Yıllık Maliyet Oranı
Müşteri Tipi Kredi Türü
Kampanya    

Masraf ve Komisyonlar

Taksit No Taksit Tarihi Taksit Tutarı Taksit İçindeki Anapara Taksit İçindeki Faiz KKDF BSMV Kalan Anapara

Bu ödeme planında yer alan faiz oranı, ücret ve komisyon tutarları, tüketicilerin bilgi edinmeleri amacıyla ve Bankamızca özel bir yükümlülük içermeksizin, bilgi niteliğindedir. Bu ödeme planında yer alan bilgiler Ödeme Planının hazırlandığı tarih itibarıyla geçerli değerleri yansıtmaktadır. Örnek ödeme planı oluşturduğunuz ürünü Yapı Kredi’den kullanmaya karar verdiğinizde, Bankamızın ilan etmiş olduğu güncel faiz, ücret ve komisyon tutarları geçerli olacaktır. Yapı Kredi faiz oranı, ücret ve komisyon tutarlarında değişiklik yapma hakkını saklı tutar.


Bu ödeme planı, seçtiğiniz kredi ürününde sizi bilgilendirmek amacıyla hazırlanmış olup, başvurunuza kesin onay taahhüdü içermemektedir. Başvurunuzun kesin onay alması, sunacağınız bilgi ve belgeler üzerinden Bankamızca başvurunuza istinaden yapılacak değerlendirme sonucunda belirlenecektir.


Toplam masraflara kredi açılış ücreti ve vergiler dahil edilmiş olup, krediye göre farklılık gösterecek olan “sigorta masrafları” bu formda yer alan aylık ve yıllık maliyet oranlarına dahil edilmemiştir.

Başvurunuzu dilediğiniz Yapı Kredi şubesinden yapabilirsiniz.

Konut Kredisi başvurularınızı İnternet,SMS veya tüm Yapı Kredi ATM'leri üzerinden kolayca yapabilirsiniz. SMS ile başvurmak için KONUT (boşluk) TCKN (boşluk) Aylık Net Gelirinizi yazıp 4411’e gönderebilirsiniz.

Bireysel ihtiyaç kredisi başvurularınızı hemen başvur butonuna tıklayarak, internet şubesi, SMS veya tüm Yapı Kredi ATM’leri üzerinden kolayca yapabilirsiniz. SMS ile başvurmak için BIREYSEL (Boşluk) TCKN (Boşluk) Aylık Net Gelirinizi yazıp 4411’e gönderebilirsiniz.
YapıKredi

Son Hesaplamalar

Yükleniyor...
Yükleniyor