Sustainable Finance

Being mindful of the environmental, social and governance (ESG) risks in financial investment decisions pave the way for making long-term investments in sustainable economic activities and projects. Sustainable finance not only reduces the pressure on the environment but also supports transparent economic growth in consideration of social and governance issues.

At Yapı Kredi, we take responsibility to ensure economic, environmental and social sustainability, while designing financing tools that align with our customers' sustainability goals and strategies. We develop our products accordingly, inform individuals and organizations about our sustainable finance products and services, and support them to unleash their potential. In the case of sustainability-related loans that we extend to our corporate and commercial customers, we set targets to improve their sustainability performance, regardless of the loan's intended purpose. If these targets are achieved within the loan period, we offer certain advantages in loan terms. With regard to the analyses we use in lending decisions, we have expanded the scope out of financial evaluations to environmental and social impact assessments by identifying potential risk and impact-preventing actions. We demonstrate a particularly strong risk management approach in line with the standards of international financial institutions.

We stand by our customers in their transition to sustainable business models, as we offer them financial and advisory services to support their sustainability journeys. With our advisory activities, we make sure that our customers do not consider sustainability solely as an environmental concept, and we help them adopt sustainability by integrating it into their operations in accordance with the legislation.

We are aware of the significance of financing in making the economy carbon-neutral. We have diversified the resources we provide for green projects and investments by having issued our first green bond in early 2020 in compliance with the ICMA Green Bond Principles. We support energy efficiency, renewable energy and other low-carbon energy sources with our products and services.

Yapı Kredi expands its sustainable and innovative product portfolio with each passing day, and helps create a sustainable world with its financial solutions. Our primary goal is to support the local economy and do our best for our customers in their sustainable development journey. In full awareness of the environmental and social responsibilities that the financial industry has to assume, we aspire to take the leading role in Turkey's sustainable finance landscape.