Name Position
Faik AÇIKALIN Chief Executive Officer (CEO)
After earning a BS degree in Business Administration from Middle East Technical University, Faik Açıkalın began his banking career in 1987 as a Management Trainee at Interbank. He subsequently worked in various positions including internal auditor, relationship manager, branch manager and marketing manager at Interbank, Marmarabank, Kentbank, Finansbank and Demirbank between 1992 and 1998. In May 1998, he joined Dışbank as Executive Vice President. Later that year, he was appointed Chief Operating Officer (COO) responsible for the coordination and communication between the Board of Directors and business units. He also assumed the position as a member of the Credit Committee. In June 1999, Açıkalın was appointed Deputy President and Member of the Board of Directors. In December 2000, he became President of Dışbank. Following the acquisition of the majority shares of Dışbank by Fortis, he continued to serve as President and Deputy CEO of the Bank and Member of the Fortis Global Management Committee in Brussels. In October 2007, he resigned from his duties at Fortis and became CEO at Doğan Gazetecilik. In April 2009, Açıkalın was appointed as Executive Director and Chairman of the Executive Committee of Yapı Kredi. Since May 2009, he has been serving as CEO of Yapı Kredi.

Mr.Açıkalın can be contacted through his assistant at the following number: +90 212 339 77 21
Carlo VIVALDI Executive Director and Deputy CEO
After graduating from the University of Ca’ Foscari, Venice, Department of Business Administration, Carlo Vivaldi started his career in 1991 in Cassamarca, which merged with UniCredit in 1998. After the merger, he served as an analyst in the Group’s Planning and Control section. He subsequently contributed to the development of the Group’s Internet strategy and in 2000 moved to the newly established New Europe Division responsible for Planning and Control and helping to expand UniCredit in the region. At the end of 2002, he moved to Turkey and became Chief Financial Officer (CFO) at Koç Financial Services and later CFO at Yapı Kredi as well as member of the Board of Directors of some Yapı Kredi subsidiaries. In October 2007, he began serving as CFO and member of the Management Board at UniCredit Bank Austria AG. . Since May 2009, Carlo Vivaldi also been a member of the Board of Directors at Yapı Kredi. As of January 2011, Vivaldi has been appointed Executive Director and Deputy CEO of Yapı Kredi.

Mr.Vivaldi can be contacted through his assistant at the following number: +90 212 339 77 40
Mehmet Güray ALPKAYA Corporate Sales Management
Mehmet Güray Alpkaya earned an MBA at Koç University and an MS in Finance from Istanbul University. He started his banking career at the Import and Export Bank of Turkey in 1989 where he served as Assistant Manager in the Istanbul Main Branch Corporate Credit and Marketing Department before moving to the Istanbul branch of Chase Manhattan Bank N.A. in 1991. He served in various positions including Vice President and Head of Corporate Client Management Group at Chase Manhattan Bank N.A. before moving to Koçbank in 1999 to establish and develop the Project and Structured Finance function. At Koçbank, he served as Head of Project and Structured Finance Group until 2003 and then as Head of Credit Underwriting Division until he was appointed Executive Vice President responsible for Credit Management at Yapı Kredi in February 28, 2006. On August 1, 2008, Alpkaya was appointed Chief Risk Officer and on January 30, 2009, he assumed the position of Executive Vice President in charge of Corporate and Commercial Sales Management. As of January 2011, Alpkaya has been appointed as Executive Vice President in charge of Corporate Sales Management.

Mr.Alpkaya can be contacted through his assistant at the following number: +90 212 339 73 38
Marco CRAVARIO Financial Planning and Administration Management/CFO (Chief Financial Officer)
Following his graduation from the Economics Department at the University of Turin in 1991, Marco Cravario attended toplevel financial education programmes at the London School of Economics and INSEAD. He started his career as an auditor at Ernst & Young first in Turin (Italy) and then in Prague (Czech Republic). In 1996, he moved to Ernst & Young Corporate Finance in Milan (Italy), serving as a Director. In 2001, Marco Cravario joined UniCredit Group to head the New Europe Division Mergers and Acquisitions unit. Subsequently, he held a number of managerial positions in the Group, including planning and control, organisation, business development, also gaining some commercial experience in the retail network. In 2006, Cravario assumed the position of CFO and Executive Board Member at UniCredit Tiriac Bank in Romania. He has been an Executive Vice President and CFO at Yapı Kredi since January 7, 2008. Marco Cravario was also appointed as member of the Executive Committee in February 2009.

Mr.Cravario can be contacted through his assistant at the following number: +90 212 339 70 45
Yakup DOĞAN Alternative Delivery Channels Management
Yakup Doğan started his career at İş Bankası as an Assistant Specialist in 1992 after graduating from the Faculty of Business Administration at Çukurova University. He then served as a Senior Executive responsible for the development of Retail Banking, Credit Cards and Alternative Delivery Channels at Ottoman Bank from 1996 to 2001. In 2001, Doğan joined Koçbank as Section Head in the Alternative Delivery Channels Department and was later appointed Head of the Alternative Delivery Channels Department in February 2006. As of January 30, 2009, he has assumed the position of Executive Vice President in charge of Alternative Delivery Channels at Yapı Kredi.

Mr.Doğan can be contacted through his assistant at the following number: +90 262 647 17 99
Cahit ERDOĞAN Head of Information Technologies (CIO)
Having graduated from Faculty of Mechanical Engineering at İstanbul Technical University, Cahit Erdoğan earned his MBA degree from Rochester Institute of Technology. Starting his professional career at Xerox Corporation (Rochester, NY) as a Business Analyst, Mr. Erdoğan moved to Accenture Istanbul Office in 2000 as a Management Consultant, where he was promoted to Manager and Senior Manager positions. He was appointed as Turkey Country Lead for Management Consulting Growth Platform in February 2008, before he left Accenture in November 2009. Mr Erdoğan joined to Yapı Kredi as of December 01, 2009 as Head of Information Technologies (CIO) on December 01, 2009.

Mr.ERDOĞAN can be contacted through his assistant at the following number: +90 216 454 05 82
Murat ERMERT Corporate Communications Management
In 1987, following his graduation from Marmara University Department of Business Administration, Murat Ermert began his career at Leo Burnett Advertising Agency. Between 1989 and 1993, he served as the Head of the Advertising Group at Yapı Kredi. Between 1993 and 1996, Ermert worked as a Media Marketing Manager at Doğan Media Group and later joined Demirbank as Advertising and Public Relations Coordinator until 2000. Between 2000 and 2008, Ermert served as Executive Vice President responsible for Corporate Communications at Dışbank (later Fortis) and also worked at the Global Marketing and Communications Management (Brussels) of Fortis. Ermert also served as faculty member at both Anadolu University and Bahçeşehir University. As of June 2008, he has assumed the position of Executive Vice President in charge of Corporate Communications at Yapı Kredi.

Mr.Ermert can be contacted through his assistant at the following number: +90 212 339 70 00
Mert GÜVENEN Corporate and Commercial Banking Management
After earning an MBA in 1990 from the University of West Georgia, Mert Güvenen began his career at Yapı Kredi. Appointed Branch Manager of the Bank’s Esentepe Corporate Branch in 1999, Güvenen went on to serve as Körfezbank’s Central Branch Manager. He then worked as Corporate Marketing Director at Koçbank and General Manager at Koç Factoring. Since May 2006, he served as the Executive Vice President responsible for Commercial Banking Management at Yapı Kredi. Güvenen was then appointed Executive Vice President responsible for Corporate and Commercial Banking as well as commercial coordination of the Bank’s international subsidiaries on January 30, 2009. In February 2009, Güvenen also became a member of the Executive Committee.

Mr.Güvenen can be contacted through his assistant at the following number: +90 212 339 76 91
Süleyman Cihangir KAVUNCU Human Resources Management
After receiving his MBA from the University of Bridgeport, Süleyman Cihangir Kavuncu began his career at Arthur Andersen in 1983 as an Auditor. Between 1985 and 1989, he was the Foreign Funds Manager at the Treasury Division of Interbank. Kavuncu then went on to serve as the Financing Director and Human Resources Director at Coca-Cola, Administrative Affairs Coordinator at Çukurova Holding and Human Resources Director at Colgate Palmolive. Following his appointment in August 2004 as Executive Vice President at Koçbank, he has been serving as Executive Vice President responsible for Human Resources at Yapı Kredi since February 28, 2006. Kavuncu also became a member of the Executive Committee in February 2009.

Mr.Kavuncu can be contacted through his assistant at the following number: +90 212 339 62 61
Mert ÖNCÜ Treasury Management
After graduating from Istanbul Technical University, Electronics and Telecomminication Engineering Department in 1992, Mert Öncü completed his MBA degree in DePaul University in 1994 and doctoral degree in Marmara University in 2001. He started his career in DePaul University where he worked as graduate assistant and between 1993-1994. In 1994 he worked at Chicago Mercantile Exchange. He joined Koçbank in 1994 and worked at the Currency Risk and Asset Management departments respectively as Senior Dealer, Section Head, Group Manager and Asset Management TL/FX Supervisor. Between 2003 and 2006, he worked as the Head of Money and FX Markets Unit. Between 2006 and 2009, he worked as Head of Money and FX Markets Unit in Yapı Kredi. In 2010, he started to work as Money and FX Markets Executive Vice President. He has been Executive Vice President responsible for Treasury Management since May 2011.
Mehmet Erkan ÖZDEMİR Compliance Officer
After graduating from Middle East Technical University Department of Economics in 1989, Mehmet Erkan Özdemir worked as a Sworn-in Bank Auditor on the Sworn-in Bank Auditor Board of the Banking Regulation and Supervision Agency between April 1994 and August 2001. He joined Koç Group in August 2001 where he worked as Audit Coordinator in the Audit Group responsible for the financial companies of the Group. Since April 2008, Özdemir has been serving as Compliance Officer and Executive Vice President at Yapı Kredi.

Mr.Özdemir can be contacted through his assistant at the following number: +90 212 339 75 62
Stefano PERAZZINI Internal Audit
After graduating from the University of Turin in Economics, Stefano Perazzini began his career at San Paolo IMI Bank in 1987. Between 1989 and 1992, he joined Honeywell Bull where he was responsible for the Planning and Control Department. Perazzini then became an Information Technology Auditor at Banca CRT Head Office and later an Internal Auditor at the London and Paris branches of the Bank. Assuming the position of Internal Auditor at UniCredit Holding in September 1999, Perazzini was then appointed Deputy Manager of the Internal Audit Department at Bank Pekao, a UniCredit Group company. In March 2003, he took on the responsibilities of Executive Vice President for Internal Audit at Koç Financial Services and since March 16, 2006 he has been serving as Executive Vice President responsible for Internal Audit at Yapı Kredi.

Mr.Perazzini can be contacted through his assistant at the following number: +90 212 339 70 13
Yüksel RİZELİ Information Technologies and Operations Management
With 35 years of experience in banking operations including ten years in the capacity of Head of Operations at Garanti Bank, Yüksel Rizeli served as Head of Project Implementation Management at Garanti Bank as well as part of the Business Process Reengineering (BPR) project with IBM consultancy. She managed most of the major project implementations at Garanti Bank in addition to network business process design including central operations units. Rizeli was then appointed as member of Executive Management Team at Ottoman Bank. She served as Head of Operations, Head of BPR, Head of System Analysis, Head of Organisation at Ottoman Bank until 2002. During the last two quarters of 2001, she managed first the merger between Ottoman Bank and Körfezbank and then the merger between Garanti Bank and Ottoman Bank. Prior to joining Yapı Kredi, she served as the Head of Operations at Koçbank responsible for system analysis, organisation, strategic planning and monitoring of operations. In February 2006, Rizeli was appointed as Head of Operations at Yapı Kredi. As of January 30, 2009, she assumed the role of Executive Vice President responsible for Information Technologies and Operations. Rizeli also became a member of the Executive Committee in November 2009.

Ms.Rizeli can be contacted through his assistant at the following number: +90 262 647 20 50
Cemal Aybars SANAL Legal Affairs Management
After graduation from Istanbul University, Faculty of Law, Cemal Aybars Sanal began his career in 1986 with the law firm of Sanal&Sanal as a partner. Subsequently, he served at the Shell Company of Turkey Limited as an attorney from 1992 to 1995, at White&Case Law Firm as an attorney from 1995 to 1998, at the Shell Company of Turkey Limited once again as Chief Legal Counsel and a member of the Board of Directors from 1998 to 1999 and at Boyner Holding A.Ş. as Chief Legal Counsel and Vice President between 1999 and 2006. After working as a freelance attorney between 2006 and 2007, Sanal worked with the ELIG Law Firm as a Consultant from 2007 to 2008. He has been working with Yapı Kredi since July 2008 as the Executive Vice President responsible for Legal Affairs Management.

Mr.Sanal can be contacted through his assistant at the following number: +90 212 339 75 20
Wolfgang SCHILK Risk Management
In 1992, following his graduation from University of Wien, Law School, Wolfgang Schilk completed a postgraduate trainee program at Creditanstalt-Bankverein (CA-BV). Between 1994 and 1996, he served as Restructuring Manager responsible for corporates at CA-BV. Between 1996 and 2004, Schilk worked as Head of the Credit Unit at Bank Austria Creditanstalt. Later in 2004, he assumed the position as Head of the Regional Office responsible for corporates. In 2006, he started to serve as the Head of Regional Office responsible for private and SME clients. Between 2007 and 2010, he served as the Head of Risk Management responsible for private, SME clients and private banking. During his career, he served as member of the supervisory board of Leasfinanz Bank (a subsidiary of UniCredit Leasing) and BAF (a subsidiary of Bank Austria for Mobile Sales Channel) as well as member of the advisory council of IRG Immobilien Rating GMBH (a subsidiary of Bank Austria for Real Estate Appraisal). As of September 2010, Schilk has assumed the position of Executive Vice President responsible for Risk Management at Yapı Kredi.
Zeynep Nazan SOMER Retail Banking Management
A graduate of Boğaziçi University, Faculty of Business Administration, Zeynep Nazan Somer joined Arthur Andersen in 1988 and served as a Partner in charge of the finance sector from 1999 until 2000. Joining Yapı Kredi in September 2000 as Executive Vice President responsible for Individual Banking, Somer has served as Executive Vice President responsible for Credit Cards and Consumer Lending from February 2006 until January 2009. She then became Executive Vice President responsible for Retail Banking. Somer also became a member of the Executive Committee in February 2009.

Ms.Somer can be contacted through her assistant at the following number: +90 212 339 71 17
Feza TAN Corporate and Commercial Credits Management
Feza Tan earned her graduate degree from the Department of Economics, Boğaziçi University in 1993. She began her professional career at Yapı Kredi as a management trainee in Corporate and Commercial Credits the same year and has served in various positions in the same unit from 1993 until 2006. In 2006, she was promoted to the Head of Corporate and Commercial Credits Underwriting Unit. Since February 2009, she has been Executive Vice President responsible for Corporate and Commercial Credits.

Ms.Tan can be contacted through her assistant at the following number: +90 212 339 61 71
Selim Hakkı TEZEL Retail Credits Management
A graduate of Boğaziçi University, Department of Business Administration, Selim Hakkı Tezel began his professional career at Arthur Andersen where he served as Senior Auditor from 1995 to 1999. He worked at Yapı Kredi from 1999 to 2008 as Department Manager responsible for Credit Cards, Financial Planning and Accounting; Manager of Credit Cards, Financial Planning and Risk; and Head Of Credit Cards and Consumer Lending Risk Unit. Tezel has served as Executive Vice President responsible for Retail Credits since December 2008.

Mr.Tezel can be contacted through his assistant at the following number: +90 212 339 67 73
Mert YAZICIOĞLU Private Banking and Wealth Management
After receiving his MA from Istanbul Technical University, Department of Business Administration, Mert Yazıcıoğlu began his career at S. Bolton and Sons in 1987, serving as International Relations Officer. He joined Koçbank in 1989 where he served as Customer Relations Officer, Dealer, Senior Dealer and Assistant Manager. Yazıcıoğlu was promoted to Group Manager of the TL - FX Group under the Treasury Department in 1996 and then to Executive Vice President in 1999. He has served as Executive Vice President responsible for Treasury Management at Yapı Kredi since February 28, 2006. He has been Executive Vice President responsible for Private Banking and Wealth Management since 30 April 2011.

Mr.Yazıcıoğlu can be contacted through his assistant at the following number: +90 212 339 78 34