Yapı Kredi offers you diversified deposit and investment alternatives for your different financial needs.
- Current Account: You can deposit your funds in TL or any other foreign currency for your daily cash flow needs. You can use your current acount for daily payments, spendings or transfers.
- Time Deposits: You can open a time deposit account to take the advantage of a risk-free return at the end of a fixed-period investment horizon. Yapı Kredi offers you advantageous interest rates for any time period that match to your investment needs.
- e-Deposit : You can easily open a time deposit account through Internet and Telephone Banking and earn higher interest rates.
- Gold Deposit: You can open a Gold Account with Yapi Kredi and watch your gold accumulate without the risk of theft. If you would like to protect yourself against the sale of underweight, low-carat, overdated and unregistered gold coins or if you want to just avoid paying labor and workmanship, you can open a Gold account.
- Gold Time Deposit: You can open a gold time deposit account to take the advantage of investing in gold and earning interest at the same time.
Regular Income Time Deposit
You can open a Regular Income Time Deposit account to earn monthly interest, just like you are earning a salary. Term for Regular Income Time Deposit is longer than 1 year while interim payments that can be defined for every 1,3,6 or 12 months are based on two interest types:
- Fixed Regular Income Time Deposit: Mid-term interest rate is defined at the beginning of term and doesn’t change until the end of the term.
- Indexed Regular Income Time Deposit: Mid-term interest rates are connected to a variable and are subject to change. Interest payments are indexed to Yapı Kredi list rates, and the interest payment for next term is derived by adding or subtracting a premium value to our list rates at every interest payment for the next term.
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